Enjoy a First-year rate of 4.375% (6.116% APR) FHA Fixed 30-Year with Tempprary buydown at Luminary*

*Receive up to $29,113 in closing credit towards some or all builder paid non-recurring closing costs (depending on how you decide to allocate closing credit) when you purchase an eligible Luminary homesite from Tri Pointe Homes®️ Inland Empire for list price and finance the purchase through our affiliated mortgage company, Tri Pointe Connect®️. Please contact our New Home Specialists or visit one of our New Home Galleries to learn which homes are eligible for the incentive, while supplies last. To receive the incentive, you must enter into a purchase agreement for an eligible home before 8/13/26. Not available on existing contracts. Incentives applied at closing. Certain loan programs may not qualify for rate buydowns or the full closing cost incentive. The offer, if any, to pay closing costs may be subject to a cap and does not include the payment of prepaid taxes, property or mortgage insurance, or mortgage installments. Non-recurring closing costs include ONLY the following: (a) appraisal fee, (b) credit report fee, (c) final inspection fee, (d) title- settlement/closing fee, (e) title – lender title insurance, (f) title – endorsement fees, (g) title – CPL fee, and (h) HOA capital contribution and setup fees. You are responsible for any/all other closing costs, prepaids, taxes, insurance premiums/costs, mortgage installments and related fees/costs. Any unused portion will be forfeited. This is not an offer to lend. Rates effective 06/16/2026 and are based on a 60-day rate lock for FHA 30 Year Fixed financing. Loan scenario assumes 679,000 purchase price, loan amount of $582,259 and $29,113 in points and fees (up to $29,113 paid by the builder). Owner occupied purchase with $20,755 down payment on a FHA 30 Year Fixed + 1/0 Buydown with 780+ credit score. Rate of 5.375% (6.116% APR) is fixed for an entire 30-year term, but the initial payments are reduced based on the buydown benefit. Buydown benefit for Year 1 is 1% and years 2-30 are no longer discounted. First year initial P&I payment of $2,907.13 and P&I payment 2-30 years of $3,260.48. Rates, terms, and availability of programs are subject to change without notice. May not be exchanged, redeemed in cash, or combined with other offers. Additional conditions or restrictions apply. Federal and state taxes, if any, are the responsibility of the recipient. Void where prohibited. Additional services or upgrades may incur charges.

The prices of our homes, included features, plans, specifications, incentives, neighborhood build-out and available locations are subject to change without notice. No information or material herein is to be construed to be an offer or solicitation for sale. Not all features and options are available in all homes. Unless otherwise expressly stated, homes do not come with hardscape, landscape, or other decorator items. Any photographs or renderings used herein reflect artists’ conceptions and are for illustrative purposes only. Photographs or renderings of people do not depict or indicate any preference regarding race, religion, gender, sexual orientation, disability, familial status, or national origin. Our name and the logos contained herein are registered trademarks of Tri Pointe Homes®, Inc. and/or its subsidiaries. © 2026 Tri Pointe Homes® IE-SD, Inc. California Contractor’s License No. 251810. The exclusive real estate firm of Tri Pointe Homes® IE-SD, Inc. is Tri Pointe Homes® Holdings, Inc.- California DRE License No. 02025660. All rights reserved.