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From
various vantage points, the homeowner or seller, your real estate agent
and the home appraiser are all keenly interested in your home’s sale
price, with at least one crucial difference.
Many
expert real estate agents will advise that a well staged or presented
home will likely capture more interest from buyers compared to similar
properties down the street. The appraiser, however, does not care if
you've had your home professionally staged.
“We look at the bricks and sticks,” said Bradley Mollen, of the Mollen Appraisal Group in Scottsdale.
You
really don’t need to do the laundry before the appraiser arrives, but
you should remember that there will be interior photos taken that the
lender will use in their assessment of a potential loan.
According
to home appraisal professionals, the best way to maximize your home
appraisal is well before you schedule an appointment to have your home
appraised.
“Real
estate agents want the home to show well,” Mollen said, “but our job is
to protect the bank and look beyond the window coverings and drapes.”
Appraisals
are based on equivalent comparisons. Your appraiser will compare
your home to at least three similar homes that have recently sold in
your area.
In
today’s market, that means homes within about a mile of your home that
have sold within the last 90 days. They’ll be about the same size
as yours, give or take about 10 to 15 percent of the square footage,
and they’ll be within five years of your home’s age.
For the lender, one key question will be what other homes the buyer could conceivably purchase in the same area.
For
that reason, what will count in an appraisal will be those things not
easily changed. This includes the condition of your windows, your
roof, the heating and air conditioning systems, the plumbing and
electrical systems, and the overall exterior of the home.
All
of these need to be in good condition and working, but unless they are
approaching the end of their expected life span, you need not worry
about replacing them to improve an appraisal.
Appraisers
say, landscaping is important in improving the exterior appeal of your
home, but it will need to be far beyond the expected for your
neighborhood. “Something that really pops” is needed to generate the 40
to 60 percent return you’ll anticipate on major indoor improvements
(like that new floor).
Hardscaping
– the flagstone patio, the brick walkway, the built-in barbecue –
matters far more. Pools count too - especially in Arizona,
they’re almost expected. On the other hand, your basic Pebble-Tec
pool will not substantially add to your value. If it isn’t
already there, don’t add it!
Given
that you can’t change the location of your home, there are still
several things you can do that will help maximize your appraisal – as
long as you remember to complete them well before the appraiser rings
your doorbell.
- Paint,
inside and out. Fresh paint will not only vastly improve the look
of your home, it contributes to the feel of a well-maintained home.
- Evaluate
your floors. If the tile is cracked or the carpet
hopelessly stained, seriously consider replacing it. Wood or wood
laminate floors not only add to the look of your home, they can add
real value.
- Make sure your cabinets look clean and fresh. New hardware can add considerable appeal without the expense of replacement.
- Granite
countertops are nice, but if your neighborhood is more likely to have
laminates, consider alternatives. They’re not going to change
your appraisal enough to merit major investment.
- Assess
your light fixtures. An updated dining room chandelier, new
lighting in the bathrooms, updated kitchen lights could all add value.
When
the appraiser arrives, have ready a home inventory of major
improvements you’ve made over the years. Attach copies of the
“signed off” permits or contractor estimates that show the work was
completed. If you have a copy of a previous appraisal, attach
that too.
Finally, don’t follow the appraiser around or point out improvements you’re “going to make” within the next few weeks.
“Usually,
one or two small improvements won’t substantially change your
appraisal,” Mollen said. “It’s the sum total of all the elements
of the home that will count.”

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Closed Tues-Wed or call for appointment
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If you think the Desert Botanical Garden is only for tourists or hopeless gardening wonks, think again!
First of all, there are glorious new garden areas
that showcase magnificent desert plants against beautiful local
landscape features like Papago Park’s red buttes, the distant mountains
and the area’s canals and river beds.
Secondly, this fall brings a wealth of activities offering real fun for every age group.
Begin on Sept. 5, with the opening of The Spirit of the Saguaro
photo exhibit by acclaimed Arizona photographer Holly Metz. These
are large black and white images – the show is free with admission.
On Sept. 26, wine enthusiasts can help support the Garden at the 4th Annual Corks & Cactus
premier wine event from 6:30 to 9:30 p.m. More than 70 wines will
be available for sampling. Featured wines, all priced at $35 or
less per bottle, will be available for sale by the bottle or case.
Corks & Cactus will also
feature fantastic food from Fabulous Food Fine Catering and marvelous
music by Dennis Rowland and the Jazz Experience. Tickets for this
event are $75 for members and $80 for non-members. Tickets on
sale now and will not be available at the door. (You must be 21
or older to attend!)
Then, from Sept. 27 through Nov. 2, you can stroll through the colorful Monarch Butterfly Exhibit.
(Kids, especially elementary age kids, love this fluttery
exhibit.) Free for Garden members, and only $3 for non-members
(with paid admission).
October brings even more great events, including Music in the Garden
every Friday evening from 7 to 9 p.m. Oct. 2 through Nov. 14.
Tickets each Friday are $14 for members and $20 for non-members.
Then, on Oct. 18 and 19, you can restock your own garden at the Annual Fall Plant Sale, 7 a.m. till 5 p.m. Saturday and 9 a.m. to 5 p.m. on Sunday.
Bring the entire family to celebrate the Great Pumpkin Festival
on Oct. 24 from 9 a.m. until noon and on Oct. 25 from 9 a.m. until 3
p.m. Children 12 and under can choose their own free pumpkin at
the Pumpkin Patch, and revel in face painting, the Amazing Hay Bale
Maze, pumpkin decorating and lots more fun. ($12 for non-member
adults, $6 for children three to 12; $2 for members. Free to children
under three.)
Finally, welcome the holidays with the return of Las Noches de las Luminarias,
premiering for the public Nov. 28 through 30, with private viewings for
Garden members and guests Dec. 4, 5 and 6. The exhibit opens
again to the public on Dec. 11, 12, 13, 14, and from Dec. 16 through
23; from 5:30 to 9:30 p.m. each evening.
This year, Las Noches de las Luminarias
will feature the dazzling glass of Chihuly: The Nature of Glass, on
display throughout the Garden. Ten musical groups also
perform each night of Luminarias, a buffet dinner is available and the
Garden’s Patio Café is open for à la carte items. Member tickets,
$20 adults, $10 childern Non-members $25 for non-members and
$12.50 for children, go on sale on Sept. 15.
For more information about events, exhibits and
tickets at the Desert Botanical Garden, 1201 N. Galvin Parkway,
Phoenix, call 480-481-8188 or go to www.dbg.org.

This story brought to you by Maracay Homes. Please visit MaracayHomes.com for more information.
Home
sweet home! There really is no place like home, is there?
Our comfortable, well-designed homes become our havens, a place to
gather with our families and feel safe and secure.
We
all know this can change in a minute. Troubles and emergencies
can strike inside or outside our homes. For real peace of mind,
it’s important to have a plan that can help every member of the family
survive home emergencies, whether it’s a community-wide disaster or one
that only affects your home or family.
*
September
is National Preparedness Month, and the Home Safety Council reminds
everyone that natural and human-caused disasters can occur at any
time. It’s very important for every family to have an emergency
plan.
To get
started on an emergency plan, it’s best to first have a family
discussion – and then meet with neighbors and friends to talk about
possible disasters and how people can prepare to stay safe if a
disaster occurs. Then, each family should develop:
- A family communications plan
- A ready-to-go kit to take along if an emergency forces them to leave home
- A ready-to-stay kit should an emergency require them to remain at home for several days
Detailed
information about every aspect of communications plans and emergency
kits is available through the Home Safety Council’s interactive safety
site, www.mysafehome.org.
*
One common home emergency, even in our well-built and maintained homes, is a fire.
October is National Fire Prevention Month, and is a good time to review fire prevention and safety.
Every
member of the family should know the basics of fire prevention at home,
and what to do in case there is a fire. Here are some things to
remember:
- Make
sure there are smoke detectors on every level of your home, and inside
or near every bedroom. For best detection and notification, use a
model that has both ionization and photoelectric type alarms.
Change batteries at least once a year
- Have an escape plan
- Practice fire drills using your escape plan
- Know how to call for help
- Be careful while cooking and learn how to put out small pan fires
- Teach every family member how to “stop, drop and roll”
- Learn how and when to use a fire extinguisher
- If you have a fireplace, always close the screen or doors
- If you have a fire in your home, once you get out – stay out and do not return for any reason
*Home Safety Council. www.homesafetycouncil.org

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